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I think there will soon be more than money alone to worry about. The geology and geopolitics of oil and gas depletion have not changed. Only the price has changed. It is taking more and more energy to get the usable fuel out of the ground and refined. Suburbs will end up as ghettos eventually.
I say do all you can to get increasingly self sufficent. Live on your land,grow at least some of your own food and fuel. Try to have security of water.
The most valuable book I have read or own is
The New complete book of Self-Sufficency- the classic guide for realists and dreamers
by John Seymour
It is beautifully illustrated, inspirational and very comprehensive
I have what I think is a good answer
I would purchase only relatively big ticket items such as tractors (say 15k) or solar panels (say 1k/200w) which round nicely to 1oz gold coins. It would be difficult to mint size, finish and weight fakes. If still in doubt they could cut one open. The gold is intact and can be melted and recast as say a bar or jewelry. Only the coin would be damaged. The preceeding agreement I would have is "if it is shiny all the way through, you have to accept it as an undamaged coin". Also I would have a reciept from the bank I bought the coins from.
In the worst of situations the seller would pull out his shotgun and relieve you of your wealth and maybe your health.