Tag Archives: umbrella insurance

With the bursting of the Everything Bubble, we declared last year as the 'Year Everything Changed'. This will be the 'Year of Instability', possibly preceding an upcoming 'Year Of Woe' in 2020.

But look, we're not saying the world is the process of ending imminently. It's just that we've entered the part of the timeline when things are going to start to get really rocky.

And we think it's much more useful to think of 2019 as the 'Year Resilience Matters'. It shifts the focus away from fear and instead towards the many things you can do to protect yourself and those you care about – and even to position yourself to prosper through the coming challenges.

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Most everyone is familiar with the basic forms of insurance: homeowners/renters, auto, life and health. But I want to highlight a specific type of liability insurance that is curiously under-owned.

Excess liability insurance — more commonly referred to as “umbrella” insurance — extends the liability protection of your home & auto insurance policies, often by a lot.

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• “Separate and unequal:” 50 years later, a landmark report on US racial inequality still resonates
• Spring Home Sales Could Be the Weakest in Years
• How to Buy a Gun in 15 Countries
• Russia’s fortified finances make it easier for Putin to do what he wants
• Survey Finds 42% of Americans Will Retire Broke — Here’s Why
• China’s Coming Financial Meltdown
• Popping The Bubble: Cryptocurrency vs. Dot Com
• The SEC wants to regulate bitcoin, and bitcoin doesn’t like it at all
• Sorry, Adults, No New Neurons For Your Aging Brains
• Every Single Cognitive Bias in One Infographic
• There is a terrifying outbreak of Lassa fever in Nigeria right now

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Intro Personal Liability Insurance What is it? Personal liability insurance protects your assets if you injure another person or damage someone else's property. It's known as third-party insurance because it protects you if a third party files a claim against you. If you are found legally responsible for causing an injury or property damage, your…

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