Want more money?

Who doesn’t, right?

Though that may not be truly what you really want.

What most of actually crave is financial freedom. To enjoy a lifestyle free from money worries and that funds our needs and wants.

Sam Dogen, famous online as the Financial Samurai, joins us to share the most effective wealth-building strategies that *anyone* can successfully pursue, regardless of current income or net worth.

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Too many of America’s public pensions are dangerously underfunded due to over-promised payouts vs contributions and poor fund performance. And corporate pension funds are in the hole a collective -$50 billion.

Given how overvalued markets are are, even just a period of 0% returns (which respectable analysts like John Hussman are waring will be the return over the next 12 years), let alone a sizable market correction, will unleash a catastrophic cascade of collapses across the pension system.

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The growing retirement continues to be a major focus here at PeakProsperity.com.

Our recent podcast with Ted Siedle exposed the shocking insolvency of many pension funds. And on the private retirement account side, we’ve written numerous articles revealing the ‘failure to save’ of tens of millions of Baby Boomers.

In today’s podcast, Chris interviews Damion Lupo who shines light on a potential option that may add useful value to folks planning for, or already in, retirement: the Qualified Retirement Plan, or “QRP”.

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At Peak Prosperity, we strive to help people advance in three key areas: Knowing, Doing and Being.

Doing and Being are the resilience-building steps we recommend. Helping folks develop their own personal action plans in these areas is the main focus of the seminars we run.

But Knowing? That's the essential first part to master. Without sufficient understanding and insight to guide you, any action you take is merely groping in the dark.

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Demographically speaking, the tremendous wave of aging Baby Boomers is an unprecedented event in our country's history. The sheer size of this age cohort, plus the concerningly-high level of financial unpreparedness for many of its members (which we wrote about at length last week in this report), will demand all sorts of new solutions be pioneered to address the needs of a massive number of aging seniors no longer in the workforce.

Gene Guarino, founder of Residential Assisted Living Academy, joins the podcast this week to explain the model to Chris, as well as the ways that investors can get involved in this growing movement. Those with capital interested in "doing well by doing good" can participate in syndicates that own the residences, creating more inventory to expand this model to. The investment returns are attractive, as is being a part of a movement to offer more housing options to the fast-growing ranks of seniors looking to live with dignity.

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40 years ago, a grand experiment was embarked upon. One that promised US workers: using new 'defined contribution' retirement savings vehicles such as IRAs and 401k,, they'd be better off when they reached retirement age.

Which raises a simple but very important question: How have things worked out?

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Through borrowing way too much, bailing out rather than prosecuting bad actors, printing trillions of "thin air" dollars, a deliberate pursuit of financial repression and other schemes — the future prosperity of the "everyday American" has been stolen by those in power and those positioned closest to the trough. Mathematically, this orgy of excess needs to be balanced by severe austerity; an austerity the elites are forcing onto everybody else. No wonder the masses are pissed.

Few visuals drive this injustice home better than this one of historical bank CD interest rates. Note how they've been in steady collapse since the mid-1980s.

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