Investing in precious metals 101

Tag Archives: Mortgage

  • Blog

    Fun With Numbers

    How to value & finance real estate property
    by Adam Taggart

    Thursday, April 4, 2019, 12:45 PM

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    If you've not been watching our Real Estate investing webinar series, you're missing out on a wealth of learning.

    Our last episode, Episode #3, received rave reviews. It was a 2-hour romp through the math involved in valuing real estate property. Russell Gray does an excellent job de-mystifying the numbers for newbies and the math-phobic, walking through the calculations and showing how virtually anyone can derive empirical answers to questions like:

    • What's a fair value for this property? Is it under/overvalued?
    • What's my expected return if I purchase this property?
    • What are the investments can I make that will have the biggest impact on increasing my equity? Or my income?

    Don't forget to register for our upcoming Episode #4, in which Russ will build on his earlier material, explaining how to secure capital for investment property, how leverage can be used (prudently, not recklessly) to increase your returns, and what tax implications (and often benefits) to expect.

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  • Blog

    Watch Episode #1 Of Our Real Estate Investing Series

    The case for investing for safety & profit
    by Adam Taggart

    Monday, February 11, 2019, 7:45 AM

    1

    Yesterday, we aired the first live episode of our webinar series on Real Estate Investing.

    This first episode, making the case for real estate as an investment vehicle for building wealth and inflation-adjusting income, is free to all. 

    Here's the replay video, if you didn't have the chance to watch the event live

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  • Blog
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    How Much Longer Can Our Unaffordable Housing Prices Last?

    Spoiler alert: not much
    by charleshughsmith

    Friday, October 9, 2015, 9:12 PM

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    Markets discover price via supply and demand: Big demand + limited supply = rising prices. Abundant supply + sagging demand = declining prices.

    Eventually, prices rise to a level that is unaffordable to the majority of potential buyers, with demand coming only from the wealthy. That’s the story of housing in New York City, the San Francisco Bay Area and other desirable locales that are currently magnets for global capital.

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  • Blog
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    How The Federal Reserve Is Purposely Attacking Savers

    But bungling badly as it does
    by Chris Martenson

    Monday, October 20, 2014, 4:36 PM

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    There's something we 'regular' citizens wrestle with that the elites never seem to: a sense of moral duty.

    In a perfect world, we would honor our debts and obligations, every one of us. But the world is an imperfect place ,and moral obligation is something that almost never enters into the decision matrix of our society's richest. Or the banking industry.

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  • Blog
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    The US Housing Market’s Darkening Data

    Get ready for the return of declining home prices
    by Brian Pretti

    Tuesday, June 3, 2014, 5:15 AM

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    The more we look at today's data, the more it looks like that we are in a new type of pricing cycle — one that homeowners and housing investors have no prior experience with.

    And the more we learn about the fundamentals underlying the current cycle, the harder it becomes to justify today's home prices on any sustained level. Meaning a downward reversion in home values is very probable in the coming years.

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  • Blog

    The Fed Matters Much Less Than You Think

    It can't control the real economy
    by charleshughsmith

    Thursday, August 1, 2013, 5:18 AM

    8

    This lemming-like belief in the power of the Federal Reserve generates its own psychological force field, of course; the actual power of the Fed is superseded by the belief in its power. We can thus anticipate widespread disbelief at the discovery that the Fed is either irrelevant or an impediment to the non-asset-bubble parts of the economy.

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  • Blog

    Housing Prices Are Being Dangerously Distorted By Big Institutional Money

    Do we really want to live through Housing Bubble 2.0?
    by Adam Taggart

    Tuesday, June 4, 2013, 2:27 PM

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    The airwaves are full of stories of economic recovery. One trumpeted recently has been the rapid recovery in housing, at least as measured in prices.

    The problem is: a good portion of the rebound in house prices in many markets has less to do with renewed optimism, new jobs, and rising wages, and more to do with big money investors fueled by the ultra-cheap money policies of the Fed.

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  • Blog
    © Neil Lockhart | Dreamstime.com

    Housing Prices Are Being Dangerously Distorted by Big Institutional Money

    Do we really want to live through Housing Bubble 2.0?
    by Chris Martenson

    Tuesday, June 4, 2013, 2:20 PM

    28

    The airwaves are full of stories of economic recovery. One trumpeted recently has been the rapid recovery in housing, at least as measured in prices.

    The problem is, a good portion of the rebound in house prices in many markets has less to do with renewed optimism, new jobs, and rising wages, and more to do with big money investors fueled by the ultra-cheap money policies of the Fed.

    Read More »

  • Blog
    © Skypixel | Dreamstime.com

    The Unsafe Foundation of Our Housing ‘Recovery’

    Overdependence on subsidies, debt, and unfounded optimism
    by charleshughsmith

    Monday, February 25, 2013, 9:55 PM

    6

    What could go wrong with the housing 'recovery' in 2013?

    To answer this question, we need to understand that housing is the key component in household wealth. And, that Central Planning policies are aimed at creating a resurgent “wealth effect,” as follows: When people perceive their wealth as rising, they tend to borrow and spend more freely. This is a major goal of U.S. Central Planning.

    Another key goal of Central Planning is to strengthen the balance sheets of banks and households. And the broadest way to accomplish this is to boost the value of housing. This then adds collateral to banks holding mortgages and increases the equity of homeowners.

    Some analysts have noted that housing construction and renovation has declined to a modest percentage of the gross domestic product (GDP). This perspective understates the importance of the family house as the largest asset for most households and housing’s critical role as collateral in the banking system.

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  • Blog
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    2012 Year in Review

    Free markets, rule of law, and other urban legends
    by David Collum

    Friday, December 21, 2012, 7:34 PM

    14

    Background

    I was just trying to figure it all out.

    ~ Michael Burry, hedge fund manager

    Every December, I write a Year in Review that has now found a home at Chris Martenson’s website PeakProsperity.com.1,2,3 What started as a simple summary intended for a couple dozen people morphed over time into a much more detailed account that accrued over 25,000 clicks last year.4 'Year in Review' is a bit of a misnomer in that it is both a collage of what happened, plus a smattering of issues that are on my radar right now. As to why people care what an organic chemist thinks about investing, economics, monetary policy, and societal moods I can only offer a few thoughts.

    For starters, in 33 years of investing with a decidedly undiversified portfolio, I had only one year in which my total wealth decreased in nominal dollars. For the 13 years beginning 01/01/00—the 13 toughest investing years of the new millennium!—I have been able to compound my personal wealth at an 11% annualized rate. This holds up well against the pros. I am also fairly good at distilling complexity down to simplicity and seem to be a congenital contrarian. I also have been a devout follower of Austrian business cycle theory—i.e., free market economics—since the late 1990s.4

    Each review begins with a highly personalized analysis of my efforts to get through another year of investing followed by a more holistic overview of what is now a 33-year quest for a ramen-soup-free retirement. These details may be instructive for those interested in my approach to investing. The bulk of the review, however, describes thoughts and observations—the year’s events told as a narrative. The links are copious, albeit not comprehensive. Some are flagged with enthusiasm. Everything can be found here.5

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