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Tag Archives: education

  • Insider
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    Off the Cuff: The Social Contract Is Fraying

    It favors the government over the governed
    by Adam Taggart

    Thursday, September 26, 2013, 6:20 PM


    In this week's Off the Cuff podcast, Chris and Charles discuss:

    • Our Social Contract is Broken
      • Has been re-written to benefit those in power
    • Trust is Eroding
      • Faith in institutions like our justice & money systems is waning
    • New Models are Needed
      • Starting with education
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  • Podcast

    Charles Hugh Smith: The Nearly Free University

    Our broken education model is ripe for creative disruption
    by Adam Taggart

    Saturday, September 14, 2013, 4:15 PM


    The cost of higher education has skyrocketed in recent decades. The average cost of tuition is up over 1,000% since the 1980s, far outstripping price inflation and most other goods and services.

    Yet despite the accelerated cost, the value of a college degree has been diminishing, both in the terms of quality of education received, as well as future employment prospects.

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  • Insider
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    How You Can Limit Your Exposure to the Fed’s Financial Interference

    There are ways to protect yourself
    by charleshughsmith

    Thursday, August 1, 2013, 5:18 AM


    Executive Summary

    • Understanding the Fed's ability to impact (or not) health & education, pensions, and inflation
    • What you can do to insulate yourself from the impacts of the Fed's financial interference
      • Mindset
      • Major expenses
      • Debt
      • Resilience
      • Income

    If you have not yet read Part I: The Fed Matters Much Less Than You Think, available free to all readers, please click here to read it first.

    In Part I, we found that the supposedly omniscient Federal Reserve is irrelevant to the engine of real wealth creation (innovation) and actively inhibits the allocation of capital and labor to innovation by incentivizing speculation and malinvestment.

    In Part II, we’ll look at what else matters that the Fed either negatively influences or does not control, as well as specific actions we can take as individuals to insulate ourselves from the collateral damage caused by misguided central bank policies.

    Health and Education

    We all know health and education are vital to individuals and the economy, and like everything else that matters, the Fed’s influence is limited to financial repression of interest rates that enables the Federal government to avoid the sort of healthy fiscal discipline that higher rates would demand. In other words, the Fed has widened the moat around government spending, protecting it from the hard choices that would accompany massive deficits and bond issuance in a free-market economy.

    Public and Private Pensions

    By at least one measure, the Fed’s repression of interest rates (designed to recapitalize the banks at no direct cost to the Fed or government) has cost savers $10.8 trillion in lost income. Since the majority of savings in the U.S. are in public and private pension plans, 401Ks, and IRAs (individual retirement accounts), the Fed’s repression of interest rates has pushed these income-security savings into risky speculative asset bubbles in stocks, bonds, and real estate, and critically undermined the financial health of pensions by radically reducing their low-risk, safe returns.

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  • Blog
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    Reality-Check Time

    How prepared are you for the future (really)?
    by Adam Taggart

    Friday, May 24, 2013, 3:28 PM


    Let's take a quick break from detailed analysis for a moment and zoom up to the birds-eye view.

    What motivates us to spend time here at PeakProsperity.com?

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  • Insider
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    Off the Cuff: Out of Order

    We are dependent on models that don't work
    by Adam Taggart

    Thursday, November 29, 2012, 4:36 PM


    In this week's Off the Cuff with Mish & Chris podcast, Mish and Chris discuss:

    • Fiscal Cliff Follies
      • Whatever 'solution' is enacted won't solve much
    • The Broken U.S. Education Model
      • We are graduating a generation of debt slaves
    • Dangerously Optmistic Stock Prices
      • Assuming elevated earnings in perpetuity
    • Pension Fund Posion
      • No way these funds will meet their actuarial targets

    While there are no guarantees that any progress will emerge from the Obama-Boehner showdown, what is clear is that the impact of any agreements (higher taxes and spending cuts) struck on the "Fiscal Cliff" will be GDP-negative. So plan for the headwinds on our economy to strengthen in force next year.

    Despite this certainty, as Chris and Mish look across the markets today, they see way too much 'pricing for perfection.' For example, corporate profits are far above their historical norm due to a number of extraordinary events over the past few years. But their underlying stocks are priced as if these elevated earnings levels will continue unabated far into the future.

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  • Daily Prep

    International Homesteading Education Month, September 2012

    Start a local event to share knowledge and learn from others
    by Jason Wiskerchen

    Friday, June 29, 2012, 3:52 PM


    A coordinated effort through Mother Earth News and Grit to connect people in the month of September to share knowledge and get communities to build more resiliency through homesteading efforts and practices. Register an event.  Register as a speaker.


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  • Blog

    Room For Ten More

    by Chris Martenson

    Friday, April 27, 2012, 2:54 AM


    Here’s a last minute offer for anyone who lives near Greenfield MA…

    Are you interested in what to say to your kids about what is going on in the world? Are you wondering about how kids should be educated given what we know (and don’t know) about the future?

    This weekend, on Sunday April 29, from 11 a.m. to 1:00 p.m. I will be speaking at a fundraiser for a local education center that offers self-directed learning for teens. It’s not really a ‘school’ in the traditional sense of the word, as it operates just fundamentally differently from a typical school.

    All three of my children have attended, and two are currently enrolled.

    If you have any interest in the topic of education in this environment, or would like to see how one program is addressing the idea of doing things differently, then this is an opportunity to join in a conversation on the topic and meet kids and staff that are actively pioneering and practicing a novel approach to education.

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  • What Should I Do?

    Raising Children in Changing Times

    by DianneM

    Friday, July 1, 2011, 9:44 PM


    If you have children in your life – as a parent, grandparent, educator, or in any other way, the question of “What Should I Do?” takes on a particular urgency. You have likely asked yourself how you can enable them to navigate the complex and uncertain times ahead – to greet the future with creativity, flexibility, resilience, and joy.

    “How can we nurture and raise our children so they can grow into adults who are able to survive, thrive, and contribute to shaping a new and different future?” is how I pose this question to myself as I look into the hopeful eyes of the children whose lives I have the opportunity to touch through my work.

    If you have found your way to this website, you already know that the “rules” are about to change; in fact, they are already changing. You already know that most people in our society are not yet aware of the depth of these changes. 

    The old paradigm of our culture, based on limitless growth, endless acquisition, and the belief that more is always better, is rapidly changing as we run up against the limits of a finite planet. Some people, myself among them, question whether these were ever genuine markers of what a good life means.

    Already some people are beginning to create a new story about what a good life can mean, exploring ways we can live in mutual relationship with our planet, rather than viewing it as something to be exploited.


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  • Blog

    Daily Digest 1/12 – Food Prices to Soar, Portugal Debt Woes Grow, Restaurants Could Be Food Stamp Option

    by saxplayer00o1

    Wednesday, January 12, 2011, 4:00 PM

    • US EIA Jan Outlook: Sees Oil Prices At $99 By End-2012
    • Governor To Disconnect 48,000 Cellphones In Hands Of State Workers (California)
    • Food Prices To Soar
    • Christie Calls for New Jersey Pension Overhaul, Education Cuts
    • Fiscal Challenges Deepen For Md. Lawmakers
    • Japanese Pledge Eases Tension In European Markets
    • Newark Losing Police Horses Due To Budget Woes
    • Atlantic City Casino Revenue Falls To $3.57bn In 2010
    • Villaraigosa Threatens Layoffs And Furloughs (Los Angeles)
    • Portugal Debt Woes Grow As Economy Now Seen Shrinking In 2011
    • Texas’s Perry Faces Record Budget Gap on Revenue Drop
    • Restaurants Could Be Food Stamp Option For Some (San Diego)

    Our ‘What Should I Do?’ guide offers tips for how to stay healthy in an emergency.

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  • Blog

    Daily Digest – June 13

    by Davos

    Saturday, June 13, 2009, 3:00 PM

    • Financial Sense News hour 3, June 6 (Repost, Audio)
    • * * * * ABBY NORMAL
    • A Nation of Ditch Diggers
    • A New World Order (H/T JerryLee, Chart Jerry Noted China then and now!)
    • Just Short of a Sign in Times Square: China airs fears on US debt, dollar: lawmaker
    • The Still Over-Leveraged Consumer
    • Changing Times, Different Choices
    • California to lead us into Abyss
    • Sales – Still More Economic Cliff Diving (Charts on Page)
    • Weak Hiring and the Jobless Recovery
    • Five stock market experts share their views
    • By the Numbers?
    • US cities may have to be bulldozed in order to survive

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