Re: This Requires Serious Discussion
You might want to check out this thread on ETFs.
Or look at this article on the Central Fund of Canada.
Gold ETFs were a big discussion topic in my living room last night among folks in a similar age bracket as yourself. Good little savers all around who’ve seen our "plan" for the next few years evaporate, at least in terms of how we were planning to fund those years.
Personally, I find I’ve shifted focus from the future, and whether I’ve enough saved, back to the present. Not to say I’m not actively working what money I still can – thus back to the begining of this post. Just passing on some emotional fallout that has taken me by surprise. A good thing. Remember that old toast to "health, wealth, and happiness"? Wealth is only one of many. Or another old saying "A bird in the hand is worth two in the bush". Especially if that bush is on fire.