Re: Do you believe this this can be turned around?
Saved would mean the same that it would for a family that has over extended itself for years, racking up thousands of dollars on credit cards that it can no longer repay. You must acknowledge your sins, cut back on spending, live in the black, down size, renegotiate with and repay your creditors. Once you repay your bills you rebuild in a more sustainable way. As far as “hope” with respect to your position I will say that hope is no game plan. That concept has been drilled into my head sense youth and has served me well. A game plan is to objectively look at the facts, extrapolate an outcome then prepare for it.