You know how many times a day I notice on the media a prediction of what our future economy holds. While some forecasts turn out to be true, others are false. The truth is our economy could go up, down, or stay the exact same; either way there is much to the prediction side because everyone can say they know what they’re talking about when you will find only three possibilities to choose from. Now our economy is failing so bad that we will all be applying for payday loans and starving because of the credit crisis. This is really an observation of what our economy has been doing, not really a prediction.Our economy is not stable because many believe that the investment banker is the one who is getting richer and richer.The one who is investing for a house loan is the one who is really suffering from the credit crisis.