Frugal Livingbeta

August 30, 2012
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Making the most of the resources you have, whether or not times are tight

Do what you can, with what you have, where you are. ~ Theodore Roosevelt (1858-1919)

Resiliency is about being able to do well (or "well enough") with the resources that are available to us.  Frugality is about creatively finding ways to get our needs met while using available resources as sparingly as possible.

Whether or not hard times have hit your household, it is prudent to learn to make the most of what we have and stretch our personal resources as far as they can go.  As the dollar decreases in value, this challenge will increase for many of us.  For some of us, job loss or income reduction have strained our budgets, our ingenuity, and perhaps our patience.  For others, times were always a bit tight and we're now trying extra-hard to find ways to afford to prepare for the future -- instead of simply coping with today.  For others, frugality allows more money to be freed up for investment, flexibility, and a sense of security.  For still others, along with the majority of people in the world, simply getting each day's needs met is challenge enough.

No matter what our situation, we can all benefit from sharing insights, strategies, tips and tricks, for living frugally and learning to live comfortably on less.  Join us here in sharing ideas and increasing our collective resiliency through frugal living!

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Sona Jepsen
By Sona Jepsen on Fri, Aug 19, 2016 - 12:32pm

To Help the Poor, Increase Financial Literacy

When you live in the U.S. and are surrounded by ATMs, smartphones, and digital banking products, it’s easy to assume that the entire world is as wired as we are. But 2 billion people across the globe don’t have access to regulated banking systems. They can’t open savings accounts or swipe their debit cards when they go to the grocery store.

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