Hi. We built a house on a part of our family farm. We took a loan for 20 years. 50 % is tided up for 10 years. 25 % for 5 years and 25 % is flouting ealds. I see that the banks have put up the healds of bouth 5 and 10 years after we locked it in. We have the plan to pay as much as we can down on the last 25%. The rates is normaly going up in insecure times, and when the chrash will come, the rates will probably go up. We are considering to cock in the last 25 % Also. But we are very unsicure.