Hi all. It's said that small business- usually defined as those employing less that 500 souls, I believe- is the lifeblood of the American economy. I'm an inhabitant of one of the smallest capilaries, with a business of 6 employees. Been at it for 26 years. I sell and service lawn and garden power equipment and marine supplies. As an entrepreneur, I've always been willing to look at the positive aspects of the future, you know- "glass half full". But since the events of the last 4 years, and my understanding of such, it's been hard to maintain a long-term positive outlook. I feel that I've put my business on hold and let it just drift a bit with the current, rather that pro-actively paddling upstream. Business has slowed some the last few years, and I've put off some rather large decisions whose long-term outlook were just too hard to confidently predict. Being extremely financially conservative, sometimes to my detriment, can help cause decision lock-up. Hate to think that I'm just waiting for the SHTF, but that would probably be an accurate assessment of my current forward-thought, though I know it may be years away. How are you guys doing? Aloha, Steve.