Just wondering what opinions are relating to insurance for storage at home. A storage vault I talked to suggests homeowners policy should be amended through a rider but cautions that limits sometimes exist, sometimes the maximum is a measley $2,000. Our homeowner's is managed by local people and we're afraid even asking the question could lead to chatter and therefore risks. Second, would anyone know if Umbrella insurance covers PM if not disclosed? Thank you in advance for any leads or suggestions on this topic.