Dear Congress

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  • Mon, Mar 22, 2010 - 05:42pm

    #1
    Farmer Brown

    Farmer Brown

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    Dear Congress

Dear Congress,

The idea of having insurance companies cover pre-existing conditions is so absolutely brilliant, I can only admonish you for not passing it sooner, and urge you to quickly apply this logic to other aspects of  our society.

If I no longer have to buy insurance until after I get sick or something happens to me, but can just wait until I do get sick and then have insurance companies forced into selling me insurance to cover something that is no longer a risk but a fact, well why not apply the same principles  to home owner’s insurance?

That way, I can save money on all those premiums I’d otherwise be paying for, and only pay for insurance if and when my house has actually burnt to the ground.

Brilliant!

Hey, how about applying this to lotteries!?  Can’t we just all be winners?  Why not announce the winning numbers in advance and then only sell tickets with the winning numbers on them so everybody can win! 

It’s also about time schools stop differentiating between students by forcing them to answer questions without giving them the answers in advance.  Here’s to putting an end to unfair testing and to start making all our students winners.  End this discriminatory practice now and force schools to give students what is fair, and that is questions with pre-existing answers.

This brings me to prices at the grocery store.  Things keep going up all the time and the American people have just about had it.  It is not fair to have to go to the store without having any kind of idea of what prices will be.  Grocery stores are taking advantage of the American people by having one price one week, and then slowly increase the price week after week so that we barely notice.  Well guess what, we’re noticing, and it’s time to end!  Congress must act now and force supermarkets to keep their prices at the very least constant and allow customers to bring in pre-existing receipts with old prices on them and have the supermarkets honor those prices.  To allow this to continue is un-American and unconstitutional.

But really, why stop there?  There are all sorts of areas of our society where we have rights.  We should have rights to cheap gasoline, free milk and baby food, education, and just about anything else we think up that is obviously rightfully ours.  Nobody should be denied any of these things due to pre-existing conditions. 

Congress, I really think you’re onto something.  I know this health care bill took all your energy, but please do not rest for too long.  There are all sorts of areas where your brilliant thinking could solve millions of problems, for millions of idiots who actually believe this B.S.

Respectfully signed,

Farmer Brown

  • Mon, Mar 22, 2010 - 06:20pm

    #2
    Peak Prosperity Admin

    Peak Prosperity Admin

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    Re: Dear Congress

FB

You are not really Machinehead in that cow suit are you?

  • Mon, Mar 22, 2010 - 06:26pm

    #3
    Peak Prosperity Admin

    Peak Prosperity Admin

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    Re: Dear Congress

[quote=Farmer Brown]

Dear Congress,

The idea of having insurance companies cover pre-existing conditions is so absolutely brilliant, I can only admonish you for not passing it sooner, and urge you to quickly apply this logic to other aspects of  our society.

If I no longer have to buy insurance until after I get sick or something happens to me, but can just wait until I do get sick and then have insurance companies forced into selling me insurance to cover something that is no longer a risk but a fact, well why not apply the same principles  to home owner’s insurance?

That way, I can save money on all those premiums I’d otherwise be paying for, and only pay for insurance if and when my house has actually burnt to the ground.

Brilliant!

Hey, how about applying this to lotteries!?  Can’t we just all be winners?  Why not announce the winning numbers in advance and then only sell tickets with the winning numbers on them so everybody can win! 

It’s also about time schools stop differentiating between students by forcing them to answer questions without giving them the answers in advance.  Here’s to putting an end to unfair testing and to start making all our students winners.  End this discriminatory practice now and force schools to give students what is fair, and that is questions with pre-existing answers.

This brings me to prices at the grocery store.  Things keep going up all the time and the American people have just about had it.  It is not fair to have to go to the store without having any kind of idea of what prices will be.  Grocery stores are taking advantage of the American people by having one price one week, and then slowly increase the price week after week so that we barely notice.  Well guess what, we’re noticing, and it’s time to end!  Congress must act now and force supermarkets to keep their prices at the very least constant and allow customers to bring in pre-existing receipts with old prices on them and have the supermarkets honor those prices.  To allow this to continue is un-American and unconstitutional.

But really, why stop there?  There are all sorts of areas of our society where we have rights.  We should have rights to cheap gasoline, free milk and baby food, education, and just about anything else we think up that is obviously rightfully ours.  Nobody should be denied any of these things due to pre-existing conditions. 

Congress, I really think you’re onto something.  I know this health care bill took all your energy, but please do not rest for too long.  There are all sorts of areas where your brilliant thinking could solve millions of problems, for millions of idiots who actually believe this B.S.

Respectfully signed,

Farmer Brown

[/quote]+1 !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

  • Mon, Mar 22, 2010 - 07:03pm

    #4
    Peak Prosperity Admin

    Peak Prosperity Admin

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    Re: Dear Congress

On the flip side, at present if you have a pre-existing condition, you’re now a slave to your employer and have no freedom of movement in the marketplace.  Because if you leave that job, you’ll surely be either priced out of insurance or outright denied. And God help you if you lose your job..

Which leaves you screwed. 

Catch-22 FB. Your issues are 100% legitimate. But so is the one that I just mentioned. Yet BOTH problems require reconciliation. 

What can be done about it? How can these two conflicting issues be resolved? 

  • Mon, Mar 22, 2010 - 07:10pm

    #5
    Peak Prosperity Admin

    Peak Prosperity Admin

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    Re: Dear Congress

What can be done about it? How can these two conflicting issues be resolved?

Let the free market work.  The problem with the leaving your job is you have few options for health insurance due to state/federal restrictions that keep competition out of the market.  I left my job a couple of years ago and had only 2 choices for health insurance as an individual and both were insanely expensive.  It’s important, just like all issues, to realize that the reason healthcare is so expensive is because of government interfernece.  Also the proliferation of HMOs completely hides costs of healthcare from the consumers.  But soon, we will all get to see the cost of government stupidity. Frown

  • Mon, Mar 22, 2010 - 07:16pm

    #6
    Peak Prosperity Admin

    Peak Prosperity Admin

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    Re: Dear Congress

…or the child that leaves home with a lifelong disease and is no longer on the parents insurance.

However, we could certainly resolve issues like this without this travesty that is being put upon the people against their will.

The unintended consequences of this bill will be unbelievable IMO.

Absolutely correct FB, once we start down the road of “rights”, where do we stop.  After all, life without a cell phone would put one at a disadvantage.

  • Mon, Mar 22, 2010 - 07:28pm

    #7
    Peak Prosperity Admin

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    Re: Dear Congress

[quote=MarkM]

The unintended consequences of this bill will be unbelievable IMO.

[/quote]

+3.1415926!

  • Mon, Mar 22, 2010 - 07:28pm

    #8
    Peak Prosperity Admin

    Peak Prosperity Admin

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    Re: Dear Congress

[quote=MarkM]

…or the child that leaves home with a lifelong disease and is no longer on the parents insurance.

However, we could certainly resolve issues like this without this travesty that is being put upon the people against their will.

The unintended consequences of this bill will be unbelievable IMO.

Absolutely correct FB, once we start down the road of “rights“, where do we stop.  After all, life without a cell phone would put one at a disadvantage.

[/quote]

I think entitlements being redefined as “rights” are progressively pushing out true inalienable rights. It took one poster less than a day to find a fatal flaw in the bill that several hundred goofballs in the hallowed halls of CONgress couldn’t, or wouldn’t see. 

Unbelievable. 

  • Mon, Mar 22, 2010 - 07:51pm

    #9
    Peak Prosperity Admin

    Peak Prosperity Admin

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    Re: Dear Congress

[quote=Morpheus]

On the flip side, at present if you have a pre-existing condition, you’re now a slave to your employer and have no freedom of movement in the marketplace.  Because if you leave that job, you’ll surely be either priced out of insurance or outright denied. And God help you if you lose your job..

Which leaves you screwed. 

Catch-22 FB. Your issues are 100% legitimate. But so is the one that I just mentioned. Yet BOTH problems require reconciliation. 

What can be done about it? How can these two conflicting issues be resolved? 

[/quote]

Morpheus,

I am not sure how we resolve those issues, but I am pretty sure it needn’t take 2,600 pages, bribes, special deals, threats, questionable parliamentary procedures, and the complete take over of health insurance by the federal government.  I don’t even think it takes the federal government to fix any of this. 

Ever single state, even the smallest, have populations large enough, by several orders of magnitude, for actuaries in the insurance industry to perform their statistical wizardy, and to support enough insurance companies for there to be healthy competition.  In cases where there are not, it is due entirely to State laws that have made it next to impossible for insurance to exist.

I remember when I lived in Massachusetts in the early 90’s and the State had done everything under the sun to make it next to impossible for anyone to offer car insurance there.  Very few companies bothered even trying.  As a consequence, rates were (and maybe still are) through the roof.  The same thing has happened in Florida with home owners insurance (at least when I lived there from 1997-2004) resulting in the State becoming the main provider of home owner’s insurance, which in itself was/is a joke – there is no way they are funded for all the risk they’ve agreed to cover.

Thanks to the 2,600 page monstrosity passed yesterday, private health insurance will be driven out of business in the USA.  What happened in MA and FL for their auto and home insurance will now happen all over the country except it’s not a car or a home we’re talking about – it’s your health and life.

 

  • Mon, Mar 22, 2010 - 09:02pm

    #10
    Peak Prosperity Admin

    Peak Prosperity Admin

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    Re: Dear Congress

 

 

The problem is Congress cannot make the link between themselves  and the rising cost of healthcare,  so they round up the usual suspect  (the “free” market,  who else?)   and decide that what is needed is even more government intervention. 

 

 Medicare and Medicaid costs are off the charts and they are selling yet another “reform”.

 

The Cato Institute has  an article covering     The Early Development Of Medical Licensing In The US

http://www.cato.org/pub_display.php?pub_id=1105&full=1

You might find  it revealing.        Note the date  when the article was published

 

 

 

 

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