Canadian bank account
I live in Quebec,
80 % of the banking market is conquered by a credit union type of institution called Caisse Desjardins.
It is governed by the federal law on banking.
The reason for its success is due to the realisation by the people that there are no shareholders which neans that the money made belongs to the people and is not going to the shareholders.
Its is a very powerfull local financial force which belongs to anybody opening an account at the institution.
If you plan on opening an account in Québec, I would encourage you to learn about this Type of bank.
i already opened an account with the National Bank of Canada and wired money. I like your idea about Caisse Desjardins, but it is a bit difficult for me to make it up to Canada.