By gnltabor on Thu, Mar 24, 2016 - 6:35pm

Reinvigorating the frugality discussion

When I read the opening paragraph to the Frugal Living group, I was excited about the possibilities of finding fresh ideas that would help me in my own pursuits to create what I call financial margin in my life.  Financial margin is the amount of money you have left after paying all your financial obligations, such as housing, utilities, transportation, education, food, clothing, tithing etc... usually not much.  This is the amount of money in your budget which you can use for discretionary spending.