frugality

discussion
gnltabor
By gnltabor on Tue, Apr 5, 2016 - 8:05am

Rent vs Buy, are you paying too much?

When you initially sign up for cable TV or Satellite service, the provider will install all required equipment and add a line item or two to your monthly bill for renting the associated equipment.  Items such as modems, routers, set top boxes, and remotes fall into this category and usually cost around $5.00/month for the convenience of having the item bundled into your contract.  This may be the most cost effective and flexible approach, especially if you periodically switch providers when initial teaser rates end.  Be aware however that providers will often leave that equip

discussion
gnltabor
By gnltabor on Thu, Mar 24, 2016 - 8:42pm

Saving on electricity?

Electricity is the foundation of modern living.  We use it to heat, cook, light, and power devices such as phones, computers, and TV's, toasters, coffee pots, etc.  Some people are powering yard equipment like lawn mowers, weed whackers, landscape lighting, decorative fountains, hot tubs, swimming pools, and even PEV automobiles today with electricity.  Now some of you may be using natural gas to cook, run your clothes dryer, water heater, and furnace, but even these devices today usually have electronic ignition, electric powered blowers, and electrically power

discussion
gnltabor
By gnltabor on Thu, Mar 24, 2016 - 6:35pm

Reinvigorating the frugality discussion

When I read the opening paragraph to the Frugal Living group, I was excited about the possibilities of finding fresh ideas that would help me in my own pursuits to create what I call financial margin in my life.  Financial margin is the amount of money you have left after paying all your financial obligations, such as housing, utilities, transportation, education, food, clothing, tithing etc... usually not much.  This is the amount of money in your budget which you can use for discretionary spending.

discussion
dpbreger
By dpbreger on Sun, May 4, 2014 - 3:10pm

Resiliency Remembered

KINDNESS & GENEROSITY

discussion
Adam Taggart
By Adam Taggart on Tue, Mar 5, 2013 - 8:24am

Lessons from the Millionaire Next Door

In 1996, two researchers published The Millio

discussion
Amanda Witman
By Amanda Witman on Thu, Jan 31, 2013 - 12:52pm

Frugal February

I admit it:  December and January throw me for a loop where frugality is concerned.  There are splurges related to the holidays, some kind of illness/cold/virus going around that "justifies" buying prepared foods or unusual supplements, and the winter depression/cold that begs to have spirits lifted by...well, extra measure to comfort us and keep us cozy.  And then there are the pre-holiday and post-holiday sales, both local a

discussion
Adam Taggart
By Adam Taggart on Tue, Sep 4, 2012 - 1:36am

Frugal Idea-Swap

Great topic for a Group, Amanda.

I'd like to get momentum building for this new Group by asking folks to share a useful idea/tip/habit/experience that may be instructive for others looking to build resilience without spending $$.

Small victories are fine.

I'll start. This weekend I:

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group

Frugal Living

Do what you can, with what you have, where you are. ~ Theodore Roosevelt (1858-1919)

Resiliency is about being able to do well (or "well enough") with the resources that are available to us.  Frugality is about creatively finding ways to get our needs met while using available resources as sparingly as possible.