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    How To Fight Price Inflation At Home

    Helpful ways to save money while boosting quality of life
    by Samantha Biggers

    Monday, March 15, 2021, 6:00 AM

Inflation is a big topic right now.

The $trillions in fresh worldwide stimulus are causing the price of nearly everything we depend on to rise sharply in price, as this chart from February shows:

price inflation table

(Note how both Bitcoin and Ethereum have increased a further ~50% since this chart was made just a month ago.)

Adam has had a number of excellent interviews recently with highly experienced economists, analysts and investors — like Ed Butowsky, Grant Williams, Jim Rogers, Jim Bianco, Luke Gromen, Steen Jakobsen and others — who are extremely concerned of the secular era of rising inflation they see us headed into. And these interviews contain a lot of valuable guidance about how to position your portfolio accordingly.

But I’d like to offer some guidance that everyone, regardless of net worth, can follow to help insulate their home budget against the threat of rising prices.

I offer 29 steps below — some big, some small — that my husband and I are implementing in our own life. And while these steps save money, they don’t sacrifice quality of life. No one (including me!) wants to lower their living conditions if they don’t have to.

Start by looking for hidden inflation at the grocery store

Remember when sugar came in 5 lb bags? Now that same sugar comes in a 4 lb bag but costs the same. Orange juice containers have had ounces shaved off, too.

This is an easy way for manufacturers to make up for rising costs without raising the actual sticker price at the grocery store. People don’t notice as quickly or protest as much as they would if their grocery bill suddenly shot 20% higher.

Many of those reading this may remember being taught about grocery store price tags and unit costs in math class. This is the fine print on the price tag that tells you how much you are paying per ounce or lb. This is a useful tool that I don’t think is being taught as much in the classroom. It allows you to make wiser purchase decisions at the grocery store. If you have kids, it may be a good idea to teach them this, so they develop smarter shopping habits.

Some of the items on this list are part of our household routine by now. They helped us out when we were building our small house without a bank loan.

1. Roast & grind coffee at home

coffee beans

We buy our coffee beans from bulk suppliers online. Coffee Bean Corral has good prices on green coffee beans in 5-132 lb bags. We typically buy 10 or 25 lbs bags and then vacuum seal the green coffee beans in quart size bags for long-term storage. Green coffee beans keep for years when sealed this way, so they are a good way to make sure you have coffee during times of shortages or financial trouble. We drink Bali Blue Moon and Mexican Chiapas most of the time. Both are certified organic and free trade. We roast it in a convection toaster oven or a cast iron pan in small batches as needed. Instead of paying $15 per lb or more, we drink some delicious coffee for half or less of that. The Bali Blue comes in at around $7 per lb after you account for the 20% loss of weight that comes from roasting. Mexican Chiapas is about $5.

If you don’t care about fancy varieties and blends, you can buy Colombian coffee beans for around $3 per lb.

2. Buy tea in bulk & use a tea ball

Years ago, I added up the cost of buying tea in boxes of 20 bags. The price was a staggering $45-$50 per lb to buy a pound of dried organic green tea in bags.

For $10 or less, you can purchase a pound of loose leaf organic green tea, or for under $15, you can get blends like Earl Gray. If you like to have a few bags of tea on the go, you can buy empty ones and fill them with your choice of tea or keep a 100 ct box of some basic tea on hand for those times.

Tea balls come in different sizes. You can get strainers that make a whole pot. If you’re a tea drinker, this is a simple thing that can save a ton of money.

Buying multiple bulk teas also offers you the opportunity to make your own blends.

3. Buy staple foods in bulk

These classic staples are much cheaper when purchased in bulk, can be used to make a wide variety of meals, and can store in your pantry for a very long time:

  • Rice
  • Beans
  • Flour
  • Cereals
  • Cooking Oil
  • Condiments

For guidance on how to buy and store bulks staples to create a deep pantry, read Peak Prosperity’s comprehensive Guide To Home Food Storage.

4. Grow a garden.

With organic salad greens selling for $7 per lb at the supermarket, it is not hard to see how even a small garden can cut down your grocery bill. For some tips on planning your garden, check out my PP article “Planning Your Spring Garden.”

5. Subscribe to CSA boxes or online discount produce and food boxes like Misfits Market

This winter, while our gardens were not productive, we subscribed to Misfits Market. I am happy with the quality and quantity of fruit and vegetables we received. You also get the option of adding on other healthy grocery items, including dry goods.

I pay $35 plus tax and $5.50 shipping for the base box. If I purchased everything at the grocery store that is included, I would easily pay double that. The last time I ordered the box and added dry goods and additional fruit, I spent around $112 for groceries that would have cost me $250 at my local grocery store.

6. Always look for coupons when shopping online. I can usually find a 5% or better off coupon, especially on the first purchase.

A simple search using your favorite search engine can yield a lot of coupons. I usually just search for the merchant name and put “coupon code” after it. Retailmenot.com and other sites typically yield the best codes.

7. Produce part or all of your electricity

Switching your home over to solar or other renewable energy sources is a big deal. It is simply not possible for some people because they either rent or don’t have the financial means to do it all at once. The beauty of solar power is that you can start small. Portable systems can help out those that do not own their home.

Solar power centers and panels come in a variety of sizes and price points. Over the years I’ve been sent a few of these in exchange for an honest review. Here are some that we use and recommend on our farm. I do not make any commission off recommending these products. We know that they perform well in a farm environment.

Jackery Power Centers– We have tested the 240, 500, and 1000 models. They all performed well. Matt and I gave the 240 to his parents, so they have some backup power in case of a power outage. His Dad uses it and a 50-watt panel to keep his electric bicycle batteries charged up.

Goal Zero– I have an older Yeti 400 that my Dad uses for backup power at his house. It has come in handy during winter storms. Goal Zero makes some larger units on wheels that are meant to act as a backup for an entire home. They are a good choice for people that want a system that works well right out of the box.

Not sure what type of renewable energy is best for you? Check out my previous article, “The Pros and Cons of Renewable Energy.”

8. Find ways to cut down on energy costs

  • Don’t leave lights on all the time.
  • Consider replacing your hot water heater with an on-demand unit or turning down the thermostat. While an on-demand has upfront costs, it could save you a lot of money over time.
  • Check for drafts and seal with foam insulation or caulk.
  • Avoid using air conditioners until you really cannot stand it or set the thermostat to a slightly higher temperature. Even a few degrees can save you money.
  • Look into solar energy programs through your power company. You may be able to get panels at a reduced cost and sell power back to the grid.
  • Look for energy vampires. Televisions, speakers, and chargers can all burn some electricity even when turned off. Some people have found that using a power strip that they turn off when not in use helps a lot.
  • Older appliances and electronics burn a lot more power than newer ones. My husband and I were given a used flat screen tv that was made 10 years ago. We did not use it long. It burned 10x the power of a newer model! Our older chest freezer used 5 amps of power, while the new chest freezer we bought burns a mere 1.5 amps! That really adds up over time. While I know getting rid of all your old appliances and electronics may not be realistic, please consider the energy consumption of older items if you are shopping for them used.

9. Make your own beer or wine

My husband and I have made beer for decades. It is easier if you buy a small 5-gallon kegging system. There are countless videos and websites online to help you get started. Wine takes longer to make, but there are some amazing wine kits out there, or you can make fruit wines from juice or fresh fruit if you find a good deal.

10. Get a Soda Stream or kegging system and make your seltzer and soda

Fizzy water costs a lot, and commercial sodas are usually made with high fructose corn syrup, something a lot more people are trying to avoid. We make a lot of seltzer water at home and flavor it with concentrates from Nature’s Flavors.

11. Purchase a good water filter and water filter bottle rather than buying bottled water

There are so many water filter options for your home. Brita makes attachments that go on your kitchen sink, or you can opt for a pitcher. Another option for those on the go is to buy a water filter bottle that you can refill anywhere. I used a water filter bottle in college all the time because I was used to drinking water that was not treated with chlorine or fluoride. Water filter bottles by brands like Lifestraw can also filter out environmental contaminants and bacteria that can make you sick.

12. Find creative ways to avoid food waste. Make your leftovers count.

It is incredible how much food is wasted because it is forgotten in the fridge. Soup is a good way to use up leftovers. Casseroles are another classic go-to. Pot pies are another option. A quick “leftover recipes” search online will yield a ton of different recipes to be inspired by.

13. Make your own convenience foods and freeze them for easy meals during the workweek

Below is a short list of foods that you can make ahead and freeze. You can purchase aluminum pans and other packaging from Amazon or restaurant supply companies.

  • Individual or family-sized pot pies
  • Meatloaf
  • Pizza
  • Vegetables and meat for slow cooker meals
  • Baby food purees
  • Stir Fry

14. Utilize a slow cooker for delicious one-pot meals that don’t use a lot of electricity or other cooking fuel.

I love using slow cookers for easy meals that I can make ahead of time. They are great for soup and cooking tougher cuts of meat. They also make it easy to cook meals in bulk that you can then eat as leftovers all week, again making your food budget stretch farther. Adam’s wife Ashley is addicted to her InstaPot pressure cooker, which yields similar results as a slow cooker but in a fraction of the time.

15. Make treats for your pets.

Have you ever added up how much you are paying per pound for pet treats? The number is shocking. If you pay $4 for an 8 oz bag, that’s $8 per lb. This means you can catch meat on sale and use it to bake treats or use a dehydrator to make snacks and save money. The ingredients you use are likely much higher quality than what pet companies are using. Dog biscuits are nothing more than some flavoring added to wheat flour and cornmeal. You can make a lot of dog biscuits on your own for just $10.

16. Consider making your dog or cat food if what you normally feed is expensive.

Consider that canned pet foods are 78% water. You’re paying for much more water than your are food.

Making your pet food is not always cheaper than buying. The only way to calculate your savings is to consider the cost of what your pet typically eats. If you’re buying dog food that costs $2 or more per lb or your pet requires a special diet, then you may be able to save some money making your own. Your veterinarian can help you plan out a home-cooked diet that is appropriate for sensitive dogs or those with health issues.

17. Buy ‘open box’ shoes

Living on a farm means going through some boots. Low quality will not hold up here. From a preparedness perspective, it’s a good idea always to have a new pair of good shoes stashed back.

Amazon Warehouse Deals often saves me $75-$100 on a good pair of boots. I keep a watch on Amazon Warehouse and regularly get shoes for a fraction of the retail cost. The boots I am wearing now are normally sold on Amazon for $130, but I paid $30.

If you’re a woman that wears a size ten or larger, try looking for men’s boots or shoes. You can find a lot of markdowns on size 8 or 9 men’s shoes in my experience.

18. Purchase a chest freezer so you can take advantage of big sales

As soon as we got electricity and a covered space on our property, we bought a chest freezer. Raising and butchering our own meat required a larger space unless we wanted to just pressure can it all. Even a smaller chest freezer can help out a lot because it allows you to stock up on meat or other foods when there is a good sale. We are ordering a lot from Instacart. When they have a good buy one get one free sale on chicken, I order 25 lbs and then repackage and freeze it. Local farms in your area may sell ¼ cow or pig shares that save you money. If that is too much meat for you at once, you might be able to find a friend or family member to split the order, so you both save.

Berries, peaches, cherries, and more are less expensive when in season. Buying a few bushels of fruit and freezing it can save a lot over buying small packs at the grocery store out of season.

19. Change your own oil if you can

If you know how to change your car’s oil on your own, you can save over 50% on each oil change. YouTube is chock full of videos to teach you how to do this if you don’t already know how.

Having the added know-how of basic auto maintenance is also a key resilience skill. Both for possible tougher times ahead, or just the run-of-the-mill caretaking of your primary form of transportation.

20. Bake your own bread

loaves of bread

Bread is quite easy to make. I highly recommend the book “Artisan Bread in 5 Minutes a Day”. Using this method, you can mix up a batch of bread dough every week and keep it in your fridge. When you want a loaf, break off a chunk of dough, shape it, let it rise, and bake. You can also make a lot of bread at once and freeze the loaves and unthaw as needed.

21. If you read ebooks a lot, shop for used books rather than ebooks. They’re often much cheaper, and you can pass them along to others later.

I like my Kindle, but an electronic book’s cost is higher than the cost of a used copy for many titles. For newer books, the hardcover cost is often very close to the price of the ebook. Even if I have to buy a new book, I opt for the hardcover because I can resell it online, pass it along to someone else, or donate it to my local library to either put in the main circulation or sell it to raise money.

22. Start keeping a few laying hens in your backyard

chicken eggs

Rules for chickens vary if you live in town. Many small and medium-sized towns have passed ordinances that allow for some laying hens but no roosters. One hen per household member is often enough to keep the household in fresh eggs. If you want a specific breed of hen, online hatcheries now allow for smaller orders for an additional fee. If you have neighbors or other family members that want a few chicks, a single larger order of chicks is more cost-effective.

Check out Peak Prosperity’s excellent guide “Raising Your Own Chickens” for the details of becoming a backyard chicken farmer.

23. Shop discount grocery stores for food you will use soon

When my husband and I were living in a camper and building our house, we bought a lot of food at discount stores that salvaged either damaged boxes or food that was close to expiration dates. Most of the food was high quality and organic, but it had to be eaten soon. We saved 50-70% over typical prices. Some of these types of stores you have to be careful at, particularly if they offer salvage goods. Look at expiration dates so you can make a good buying decision.

24. Look for open or damaged box deals on eBay for specialty items

I started using eBay more for everything from automotive and small engine parts to household goods during the pandemic. Now that I’m pregnant, I’ve been stocking up on baby supplies over the last few months. I recently saved over $100 on a single must-have item because the box had been opened and slightly damaged. There’s nothing wrong with buying used with many items, though you will want to avoid buying food and medical items as open box for health and sanitary reasons.

25. Split large bulk food orders with friends or family

Shipping costs can be reduced, and large food orders can become more manageable when split with friends or family. The price of staple goods can go down substantially when bought in volume. Buying 500 lbs of flour may be too much for one household, but when split with 2-3 families, it adds up to some great savings for all.

26. Use old windows or shower doors to make a cold frame

Over a decade ago, we were given some salvaged construction materials from a remodeled house. The two shower doors we received were not usable in the house we were building at the time, so my husband used them to cover a small cold frame made with concrete block sides. It is impossible to say just how many hundreds of dollars worth of vegetables we have eaten as a result. Old windows are another usable option. Some creative types make entire greenhouses out of salvaged household windows and doors.

27. Invest in perennials like fruit trees or berry bushes

apples

Quality fruit can be expensive, especially if you are buying it out of season in the frozen section. According to Stark Bros, a single apple tree can produce over $658 of organic apples per year at $1.95 per lb.  Over 16 year’s that is over $10,000 of apples! Consider columnar apple trees if you want to grow apples in a portable container. The yield is lower, but you can take them with you if you have to move.

A blueberry bush, when in full production, can produce over $100 worth of blueberries, and they are very easy to grow. You don’t need a big space — you can grow a nice-yielding blueberry bush in a large pot.

28. Do your hair at home

I was never a big fan of paying a barber/hairdresser a lot of money to do something I feel I can do myself. My husband and my father feel the same way as I do, so I take care of their haircutting needs.

And my husband cuts mine. He has learned how to do more complicated haircuts on me and I love both the savings and the personal value of the cut. In my area, haircuts cost $15-$60 depending on where you go and what extra services you want — some hairdressers will even serve you a beer in the Asheville area, but it sure adds a lot to the cost!

29. Avoid extra trips for shopping and other errands

Extra trips can really add up in a world of rising fuel costs. Consider how much extra time you are spending on all those short trips that could be used towards something that benefits your household budget more. Less time in the car is more time to garden, for example. If you work in town, try to do your shopping while you are there rather than making a separate trip on your day off. You may not feel like shopping after a long day at work, but by doing so, you will have more time on your days off for other things or just relaxing with your family from time to time.

Shopping online and picking up your order can save a lot of time and get you home faster. If you can arrange a pick-up right after you get off work, then you are going to save a ton of time, gas, and wear and tear on your vehicle over the years. Another benefit is that letting people at stores put your order together helps support jobs in your area.

What tips do you have for fighting household inflation? Please share in the comments below! Have any questions about the tips in this post? Please ask in the comments, and I will do my best to answer.

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32 Comments

  • Mon, Mar 15, 2021 - 8:09am

    #1

    roosterrancher

    Status: Silver Member

    Joined: Apr 16 2010

    Posts: 168

    6

    Road kill cafe!

    We will pick up a road kill from time to time if we hear the screech of the wheels. In a half a day we can put a good part of an elk through the canner for a healthy dog and cat food supplement.

    I will admit to making chicken fried steak out of a nice backstrap, I do prefer to hunt my own.

    Samantha, really grateful to have your voice and experience here!

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  • Mon, Mar 15, 2021 - 1:00pm

    #2
    Grover

    Grover

    Status: Gold Member

    Joined: Feb 15 2011

    Posts: 999

    7

    How Expensive Is It, Really?

    Great article with lots of good advice. I've followed at least 17 of her suggestions pretty much continually for years. The first time I cut my own hair, I felt a little self-conscious at work. One person looked at me quizzically and asked me if I grew a beard? (Yes - at least for a dozen years.) I realized that if I'm comfortable with how I appear, others will be also. Woohoo - no more wasted time at the barber.

    Have you noticed that people tend to think in nominal rather than real terms? For instance, let's say you make $50 per hour and you want to purchase a discretionary item that costs $50. How long do you have to work to get the money to buy the item? Most people will immediately say that it only takes 1 hour of work, but does it?

    Your $50 per hour is what your employer nominally pays you. There are a host of items that have to be paid out of that $50 - first off taxes - federal, state, local, social security, medicare, etc. Then, there are other costs associated with work like commuting, clothing, etc. Even if you work from home, you have to pay for a place, computer, internet access, etc. What about saving for retirement? Student loan payments? Other loan payments?

    A better way to look at how much time it takes to buy something considers how much money you have available for discretionary items at the end of the month - after all the mandatory expenses are taken out. Even though a full-time worker earning $50/hour makes over $8,000 per month, after taxes, loan payments, living costs, etc., the amount left over may just be a pittance. As an example, let's say you have $1,000 left over. That $50 item eats up 5% of your monthly play money. Instead of costing 1 hour of work, it takes ~8 hours of work to pay for that item. Looking at it this way, you can judge in more realistic terms whether or not that item is worth the time investment. Choices made today enhance or limit tomorrow's choices.

    The bottom line is that if you don't have to spend the money, you don't have to earn it and pay taxes on it first. If you learn to do it yourself, it saves lots of money. I've been making homemade lattes for over 30 years and roasting coffee for nearly 25 years. I make my own double tall lattes for less than the tip to the barista. I also don't have to drive down to the coffee shop and wait in line. Oh, and my coffee is much better. 😉

    Grover

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  • Mon, Mar 15, 2021 - 1:50pm

    #3
    Wendy

    Wendy

    Status: Member

    Joined: Feb 06 2020

    Posts: 3

    2

    "permaculture"

    Samantha,

    Permaculture a system of sustainable agriculture. While apple trees and blueberries can definitely be a part of a permaculture system, I think it would be more accurate to say, "Invest in perennials like apples and berry bushes".

     

    Blueberries are only easy to grow if you have an acidic pH soil. If you live in an area like I do where the soil pH is 7.5, blueberries are not easy to grow. Growing them in pots doesn't work for me because the rootballs freeze solid and die if the plants are left in pots.

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  • Mon, Mar 15, 2021 - 2:46pm

    #4

    travissidelinger

    Status: Bronze Member

    Joined: Nov 17 2010

    Posts: 269

    4

    travissidelinger said:

    I'm calling fake on the chickens and egg picture.  Real chickens poop on their own eggs.  Sometimes we pull out several spotless clean eggs, but never 5 in a row.  🙂

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  • Mon, Mar 15, 2021 - 3:31pm

    #5
    Hans

    Hans

    Status: Bronze Member

    Joined: Aug 09 2017

    Posts: 139

    6

    Hans said:

    There are so many ways to save money.

    First of all you need to get insight of what you spend. Not in absurd details, but for instance: how much do you spend on eating in restaurants? How much on gas, etcetera.

    Another; make a shoppinglist when you go to the supermarket.

    Weigh the amount of ingredients when you cook. Cook the amount of food that is enough. What is not cooked to much, is not leftover and it avoids overeating.

    Make sure you have "fastfood" in your pantry or freezer. Healthy food, you only need to heat, avoiding you to call for a pizza when you are to tired to really cook.

    Try this: go to the supermarket and observe. Check what you can buy and ask yourself "healthy" or "unhealthy". Or "bullshit" or "necessary". I guarrantee you: more than 3/4 of everything you can buy is unhealthy or bullshit.

    A few years ago I quit smoking and also I quit drinking. A few weeks ago, Adam posted an article about loosing weight by stopping eating carbs. I do so by not eating anything that has refined sugar in it. You can't imagine how many lanes I can just skip at the supermarket! Avoiding poisoning your body saves a lot of money.

     

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  • Mon, Mar 15, 2021 - 4:15pm

    LynnFogwell

    Status: Member

    Joined: Apr 15 2013

    Posts: 12

    7

    LynnFogwell said:

    Hi Travis, we have around 60 layers and we never clean an egg. We have rollaway nest boxes. We bought ours (expensive), but you can also build them. Here is THE permaculture guru talking about the nest boxes they built: https://www.youtube.com/watch?v=xOhQ1Gqck1s (ROLLAWAY NEST BOXES GIVE CLEAN EGGS EVERY DAY - Richard Perkins)   These nest boxes were a game changer for us!  FYI, Lynn

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  • Mon, Mar 15, 2021 - 5:52pm

    #7
    Mysterymet

    Mysterymet

    Status: Silver Member

    Joined: May 23 2020

    Posts: 277

    2

    To save money on electricity

    Get a kill-a-watt meter

    http://www.p3international.com/products/p4460.html

     

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  • Mon, Mar 15, 2021 - 6:21pm

    #8
    eyeland

    eyeland

    Status: Member

    Joined: Mar 21 2020

    Posts: 24

    4

    eyeland said:

    My neighbor roasts coffee beans in a hot air popcorn popper.

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  • Mon, Mar 15, 2021 - 9:11pm

    #9
    Shplad

    Shplad

    Status: Member

    Joined: Mar 21 2020

    Posts: 25

    1

    Shplad said:

    A well-written, balanced and interesting article.

    I just wanted to throw in one caveat about the water heater comments. The instant heaters do save a lot of energy. That being said, some people into prepping may prefer the tank versions more, as they can provide hot water for 3-4 days after the power goes off.

    I just though I'd add that, in case anyone is thinking of hot water as part of their prepping situation.

     

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  • Tue, Mar 16, 2021 - 7:38am

    #10
    Mr Curious

    Mr Curious

    Status: Member

    Joined: Feb 03 2020

    Posts: 110

    1

    What's up with Geert?

    Great article. All good stuff for sure....

    Sorry to change the subject, but to Chris and others on this site: Is this guy Geert Vanden Bossche for real? He seems to be predicting a mass death and carnage due to vaccine-prompted viral escape over and above the antibody dependent enhancement (ADE) that some scientists and doctors are predicting. Is this a real thing?





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  • Tue, Mar 16, 2021 - 7:55am

    #11
    Torii

    Torii

    Status: Member

    Joined: Mar 03 2020

    Posts: 42

    4

    Read, Grow, Brew & Bake

    To add to suggestion #21: Use your state’s public library online portal to read or listen to books and magazines. We can check out The Economist, The New Yorker, scads of costly shelter and cooking publications, and even hobby-specific periodicals for free. I’ve let two yearly subscriptions lapse now that I can read the issues on my iPad.

    Also, a huge affirmation for growing greens and herbs at home. We bought a second cold frame last fall, which has already paid for itself in a bounty of nutritious salad greens and fresh herbs. And the hubs has just brewed his fourth iteration of stout in the basement as I tended the sourdough starter. As I always say, a home-cooked meal is a revolutionary act. Best to all!

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  • Tue, Mar 16, 2021 - 12:05pm

    agitating prop

    agitating prop

    Status: Gold Member

    Joined: May 28 2009

    Posts: 851

    0

    Geert.

    He's a veterinarian not a vaccine expert.

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  • Tue, Mar 16, 2021 - 12:34pm

    MarkM

    MarkM

    Status: Gold Member

    Joined: Jul 22 2008

    Posts: 553

    8

    Short sighted

    Being a veterinarian somehow precludes him from being an expert in virology? I think not. Have you read his CV? Seems pretty highly credentialed to me.

    In my state, when I began my post grad education, it was more difficult to be admitted to the school of veterinary medicine than to medical school.

    Not saying I think his concerns are spot on, even though they might be, your comment just seems dismissive and short sighted.

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  • Tue, Mar 16, 2021 - 1:54pm

    #14
    Hans

    Hans

    Status: Bronze Member

    Joined: Aug 09 2017

    Posts: 139

    1

    Hans said:

    Why changing the subject?

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  • Tue, Mar 16, 2021 - 9:32pm

    #15
    ao

    ao

    Status: Platinum Member

    Joined: Feb 04 2009

    Posts: 1579

    5

    here are other tips that can bring big savings

    Consider the state you chose to live in to lower costs ranging from sales tax to recurrent costs like property taxes, vehicle registration, driver's license registration, etc.

    Consider the community you chose to live in with regards to property taxes, sewer and water costs, garbage costs, etc.

    Learn how to drive your vehicles like a hypermiler to save on fuel costs, tires, brakes, etc.  Use oil testing to determine proper oil change interval.  Consolidate trips to avoid cold starts, the time when a car's components wear the most.

    In addition to using your library, use your library's free interlibrary loan service to have access to almost any book you could want.  

    Patronize your local thrift stores.  You'll find amazing bargains.  The one my wife works at just had a 50% off sale so soft cover books were 25 cents and hard covers were 50 cents.  We've found amazing books on almost every subject imaginable plus clothing, tools, kitchen appliances, lamps, furniture, toys, you name it.

    Not only grow as much of your own food as you can but also barter and share food including that obtained with hunting and/or fishing.  Learn how to forage wild edibles which are often more nutritious than anything you might buy or grow.

    Make your own laundry detergent.  

    Hang your clothes on drying racks or clotheslines to decrease drier use.

    Pee multiple times before flushing.  Municipal water obviously costs and the electricity used by well pumps is a large part of your bill.

    Learn how to treat many of your own medical problems with home remedies that are cheaper, safer, and often more effective than what is offered by the medical establishment.  We treated an ear infection this past year quickly and successfully as just one example.  

    Learn how to make your own dentifrice which is cheaper and safer than most toothpastes.

    Regularly review insurances, whether health, auto, homeowner's, life, health, etc. for the best price.

    Regularly review bank accounts for the best interest rates, etc.

    Regularly review credit cards for the best money back deals, etc.

    While I'm not a Kevin Trudeau fan, his book Free Money (which I picked up for next to nothing at a thrift store) has hundreds of ideas of how to save money.  Use every available legal means to get free money from your government while you still can and don't feel any guilt about it.  It's your money that you paid in in taxes.

    If you are carrying any debt, pay it off as early as you can or, better yet, avoid it.  You can save thousands paying off a mortgage early or buying a vehicle cash. 

    Drink more water as a beverage and eschew beer, wine, juices, and soft drinks in particular as much as possible.  It not only saves money but it's healthier.  Dilute fruit juices 50/50 with water if you use them.

    Dumpster dive if the opportunity arises.  I've sold many items that I salvaged from the dumpster of our commercial building.  Also, we have days when people put larger garbage items out for disposal.  I've picked up many good finds this way just casually driving by and spotting something.

    Check the value of things you have before giving them away or selling them cheaply.  I sold an old book for $600 and have another in my library worth $3,000 just waiting for the right buyer to come along. 

    Reconsider gym memberships.  In most cases,you don't need that equipment.  You can get a phenomenal workout just by being creative and checking out YouTube videos on the subject.  When was the last time you saw a tiger going to a gym?

    Consider transitioning to a plant based diet (or at least no more than 5% animal protein).  You'll save money and be healthier.  Here's a great guide to get you started.

    A Beginner’s Guide to Cooking Healthy and Delicious Plant-Based Meals

     

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  • Wed, Mar 17, 2021 - 8:09am

    #16
    Redbonejo

    Redbonejo

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    Joined: Dec 16 2020

    Posts: 1

    0

    Where are Chris's videos from Youtube stored on the Peak Prosperity website?

    I'm sorry this is off topic but I've emailed Peak Prosperity and not received a response. I'm simply looking for Chris's videos that he normally posts on YouTube but has said because of censorship that he will only be posting his videos here on Peak Prosperity's website. I can't find them anywhere! Please help me find their location?

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  • Wed, Mar 17, 2021 - 9:16am

    Hans

    Hans

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    Joined: Aug 09 2017

    Posts: 139

    0

    Hans said:

    There is no page with a collection of these videos. You can find them in the diverse articles that are posted here on the website.

    Please note that a lot of articles are for insiders only. You need to become a payed subscriber.

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  • Wed, Mar 17, 2021 - 12:05pm

    #18
    agitating prop

    agitating prop

    Status: Gold Member

    Joined: May 28 2009

    Posts: 851

    2

    dehumidifiers and savings

    Thanks so much Samantha and members with all the great suggestions.

    As far as saving money, heating and cooling--I live in the Wet coast and have found I can tolerate turning my thermostat down in my bedroom if I run my dehumidifier and dry out the air. It feels warmer.

    The eroi works out due to dehumidifier being less costly than running electric baseboard heat all night. It will likely help  in the summer too, if it is another wet one. I plan to get a larger one for the living areas now too.

    Also, cutting hair. You can save a heck of a lot by cutting your own, if you can, or having a simple cut that doesn't require regular trips to the hair dresser.

    Something else, that is pretty important, in terms of living situations, is this. As you start to get older, you want extra space for overnight guests.  If you have limited bedroom space, don't take on a mortgage just so you have extra room to put up guests. I was thinking of doing this but changed my mind after doing the math. It would cost  between 200,000.00 and 300,000.00 to get a townhouse with an extra bedroom. It may be less elsewhere, but nevertheless, it's a stupidly impractical way of doing things.

    So, instead of spending extra money just to put up guests, it makes much more sense, financially to pay their hotel expenses.

    Totally different if you are buying larger to accommodate people who are coming to live. But guests? Pfffft...not doing it.

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  • Wed, Mar 17, 2021 - 2:18pm

    agitating prop

    agitating prop

    Status: Gold Member

    Joined: May 28 2009

    Posts: 851

    2

    Robshelper

    "We will pick up a road kill from time to time if we hear the screech of the wheels. In a half a day we can put a good part of an elk through the canner for a healthy dog and cat food supplement.

    I will admit to making chicken fried steak out of a nice backstrap, I do prefer to hunt my own.

    Samantha, really grateful to have your voice and experience here!"

    Excellent commentary all around and Samantha is impressive, for sure. BTW, what do you do with the antlers? I've seen some interesting looking antler chandeliers hanging in dining rooms.

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  • Thu, Mar 18, 2021 - 8:45am

    #20

    roosterrancher

    Status: Silver Member

    Joined: Apr 16 2010

    Posts: 168

    5

    Quick repair story....

    My wife burned up the drive belt on her cheap food processer, checked all the parts sites for it, not listed or discontinued. I took the danged thing apart, there on the drive belt was a number..... Google found a belt for $2.00, it is on it's way.

    One itsy bitsy little middle finger to our disposable society. I am still carrying a flip phone as I can change the battery and have. It just irks me that smart phones get thrown away when the battery dies.

    Agitating Prop, we have a growing pile of sheds, going to make a fun project someday!

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  • Thu, Mar 18, 2021 - 9:59am

    #21
    agitating prop

    agitating prop

    Status: Gold Member

    Joined: May 28 2009

    Posts: 851

    2

    Farm to Table

    Robshelper,

    I hear you about disposable everything. My iphone is one of the originals and the battery still works. But it is dying a slow death atm. I've already spoken to my tech guy and he says when I get a new one--he will be happy to do whatever it takes mechanically to get into it to change the battery. It will be somewhat costly, but I want it to  last as long as my first one.

    I just recieved word the other day that there is a relatively large meal service operation starting up where I live in rural Canada. They will provide island grown vegetarian meals, delivered twice a week -- and the great thing is, when their clients are finished, they pick up the dishes and run them through what has to be restaurant grade dishwashers to be used again.

    At least that is what they are trying to do, but the eco-fascists and the bureaucratic hair splitting nutcases that manage this island will try their hardest to shut it down.

    It's like the very worst of the California never-get-anything-done phenomenon--even if it is good for the environment and everybody is behind it. Beggars belief.

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  • Thu, Mar 18, 2021 - 11:59am

    yagasjai

    yagasjai

    Status: Member

    Joined: Apr 18 2009

    Posts: 155

    3

    ADES

    Chris covered some things about ADES last year in some of his covid videos. Below are three I found worth noting. I would be interested to hear from Chris, now that it is about a year later, where he thinks we are at in this story and how we will know whether we have passed the time horizon for needing to worry about the immune system blowing up upon second exposure. (To clarify, I only watched part of the video with Geert. )
    This one he talks about ADES starting at 17:30:
    This one talks about studies of mice vaccinated against SARs having a much worse response upon second exposure at about minute 12:00
    This one also talks about the second infection being worse than the first at minute 21:00

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  • Thu, Mar 18, 2021 - 2:48pm

    guybo99

    guybo99

    Status: Member

    Joined: Dec 08 2013

    Posts: 1

    2

    guybo99 said:

    A coworker of mine (Calgary AB) has a vet for a sister.  The vet said mRNA vaccines have been used on animals for years.  The veterinarians may know more about long term effects of mRNA vaccines?? -- I don't believe we (collective humanity) have any long-term experience on mRNA vaccines in humans.  Aren't we starting that experience now -- while we inject millions of people with mRNA vaccines?  What does Dr. Chris Martensen think?  What are his thoughts on Geert Vanden Bossche's warnings about mass vaccinations during a raging pandemic??

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  • Thu, Mar 18, 2021 - 5:59pm

    JWhite

    JWhite

    Status: Bronze Member

    Joined: Jul 12 2016

    Posts: 165

    1

    Coronavirus archive videos

    Redbonejo - if you are looking for an archive of the Coronavirus videos, you can use this link:

    https://www.peakprosperity.com/tag/coronavirus/

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  • Thu, Mar 18, 2021 - 6:30pm

    #25
    JWhite

    JWhite

    Status: Bronze Member

    Joined: Jul 12 2016

    Posts: 165

    3

    Budget and Track Spending

    Thanks for all the great suggestions here!

    I suggest that those who do not have a budget may not know how much they actually spend per month or year, and where money is being spent needlessly and by how much.  Tracking every dollar spent per month, for a period of time, is a good way to get a handle on where the money is going, and then setting up a budget with targets, while continuing to track spending, helps to visualize how much can be saved.  This can be an eye-opening experience!

    As a suggestion, rather than routinely shopping at huge monopolies like Amazon, you can consider doing research there but buying directly from the shops that have listings. This is usually cheaper because Amazon charges them a fee.  I have been finding cheaper prices on company websites for all sorts of items.  For me this is also preferable than supporting Amazon's predatory practices, as they compete with their customers.

    Depending where you live, for online ordering of food, many companies have free delivery with a minimum purchase.  By taking advantage of this you can avoid transportation costs and save time, while keeping a well stocked pantry.

    Some of the FIRE folks such as Mr. Money Mustache, Frugalwoods etc.  also have great practical suggestions for saving money.

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  • Fri, Mar 19, 2021 - 5:38am

    Cynthia OConnell

    Cynthia OConnell

    Status: Member

    Joined: Apr 15 2020

    Posts: 1

    5

    Cynthia OConnell said:

    Geert Vanden Bossche (DVM, PhD)

    Geert Vanden Bossche received his DVM from the University of Ghent, Belgium, and his PhD degree in Virology from the University of Hohenheim, Germany. He held adjunct faculty appointments at universities in Belgium and Germany. After his career in Academia, Geert joined several vaccine companies (GSK Biologicals, Novartis Vaccines, Solvay Biologicals) to serve various roles in vaccine R&D as well as in late vaccine development. Geert then moved on to join the Bill & Melinda Gates Foundation’s Global Health Discovery team in Seattle (USA) as Senior Program Officer; he then worked with the Global Alliance for Vaccines and Immunization (GAVI) in Geneva as Senior Ebola Program Manager. At GAVI he tracked efforts to develop an Ebola vaccine. He also represented GAVI in fora with other partners, including WHO, to review progress on the fight against Ebola and to build plans for global pandemic preparedness. Back in 2015, Geert scrutinized and questioned the safety of the Ebola vaccine that was used in ring vaccination trials conducted by WHO in Guinea. His critical scientific analysis and report on the data published by WHO in the Lancet in 2015 was sent to all international health and regulatory authorities involved in the Ebola vaccination program. After working for GAVI, Geert joined the German Center for Infection Research in Cologne as Head of the Vaccine Development Office. He is at present primarily serving as a Biotech/ Vaccine consultant while also conducting his own research on Natural Killer cell-based vaccines.

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  • Sat, Mar 20, 2021 - 6:25am

    #27
    Brently

    Brently

    Status: Member

    Joined: Mar 20 2021

    Posts: 1

    2

    makin bacon

    make your own bacon...incredibly simple ...buy fatty pork loins on sale and with it make sausage (or "back bacon"...} I have used pork shoulder as well...hamburger can be stupid pricey at times ...sometimes a sale will come on were an econo roast or brisket is cheaper than hamburger....get a grinder...grind your own,,you then know whats in it....make your own pastrami...get a smoker...make your own jam, dill pickles....etc

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  • Sun, Mar 21, 2021 - 8:58am

    000

    Status: Bronze Member

    Joined: Dec 10 2013

    Posts: 412

    0

    000 said:

    Negative interest rates would seems to be in agreement with this outcome. Think about it. Negative interest, what does it mean?

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  • Sun, Mar 21, 2021 - 9:00am

    #29

    000

    Status: Bronze Member

    Joined: Dec 10 2013

    Posts: 412

    0

    Don't forget wafers!

    https://www.imdb.com/video/vi2932784409?

    and don't for get the sugar rush

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  • Mon, Mar 22, 2021 - 6:33am

    #30
    MyBiz

    MyBiz

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    Joined: Mar 22 2021

    Posts: 6

    0

    MyBiz said:

    This is exactly what I'm looking for, Thanks for sharing this.

    Sam | hvacpros.nyc/

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  • Sat, Apr 10, 2021 - 6:52pm

    #31
    electrician

    electrician

    Status: Member

    Joined: Apr 11 2021

    Posts: 2

    0

    electrician said:

    great article. thanks!

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  • Fri, Jun 25, 2021 - 9:54am

    #32
    rosacalh9521

    rosacalh9521

    Status: Member

    Joined: Jun 25 2021

    Posts: 1

    0

    rosacalh9521 said:

    This kind of this tips will be useful for every season or day! Thanks for this mate.

    cleaning company

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