I am current on my mortgage but am wondering if it is worth my while to be proactive and seek legal counsel to ensure that the company that claims to own my loan indeed even holds the legal right to do so. (i.e. Can they show me that a wet signature went to trust?)
I don't intend to stop paying my mortgage but I would like to know that there was a legal transfer of the documents and the people who say they own the note, indeed own the note.
Even more importantly, I would like some leverage in pushing the mortgage servicer to restructure my loan.